Glossary entry

Spanish term or phrase:

afectación

English translation:

subject to a right of way/ expropriation

Added to glossary by Patricia Silva
Jan 31, 2010 07:34
14 yrs ago
96 viewers *
Spanish term

afectación

Spanish to English Bus/Financial Real Estate property sales
Tengo un amigo inglés (como yo) que está intentando vender su piso en Barcelona. Me dice que el edificio tiene una afectación y por lo tanto los compradores no pueden conseguir su hipoteca. Alguien nos puede explicar lo que es una afectación en este contexto? Gracias!
Change log

Feb 5, 2010 12:07: Patricia Silva Created KOG entry

Discussion

gatufi (asker) Feb 5, 2010:
Thanks for the info, Alayna. I'll pass it on to my friend.
Alayna Keller Feb 1, 2010:
Usually an "afectación" is an encumbrance- an outstanding mortgage in most cases. Your friend can find out exactly what the problem is by going to www.registradores.org, then clicking on "Registro de la propiedad" and "Nota simple". A "nota simple" is an abbreviated description of the property and everything having to do with it (owners, location, encumbrances, lawsuits still pending resolution). It does cost money, I'm afraid. Or your friend could write directly to the Barcelona Property Registry. Good luck.
gatufi (asker) Jan 31, 2010:
Hi LisaMac - my friend is in Mexico and travels a lot for work so I can't get more details really quickly. However, one of the answers (from patri_2911) got me thinking that it could be related to a municipal building problem in that my friend's flat is one block from the Sagrada Familia which in theory will be finished in the next couple of decades and the nearest city block to it (on the sea side) will be knocked down to make way for the finished temple (at least that's what the owner of a shop there told me once!). His block (I think just opposite) must be so close as to be affected by this large-scale construction blight.
Lisa McCarthy Jan 31, 2010:
more info Hi Gatufi - I don´t think we have enough information here. Can you find out exactly what this 'afectación' is?

Proposed translations

8 hrs
Selected

subject to a right of way/ expropriation

En España cuando una infraestructura (línea eléctrica, tubería, carretera...) afecta a propiedades privadas se realiza una Relación de Bienes y Derechos Afectados (RBDA). Pues bien, en EE. UU. y otros países a estas afecciones se las llama Rights of Way (ROW) y como curiosidad diré que es rarísimo que se llegue a dar una expropiación.

Si es el edificio el "afectado" me inclinaría por algún problema relacionado con lo urbanístico, municipal, etc. Si es el "piso" el afectado, me inclinaría por algún problema inhente a un solo particular, que pudo haber creado una hipoteca, tenerlo sujeto a "vivienda familiar", con lo cual no puede crearse una hipoteca.

Averigua en España sobre "afección de inmuebles" para saber si cuadra con tu contexto.

Suerte.

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Note added at 8 hrs (2010-01-31 16:11:18 GMT)
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Donde dice "inhente" debe leerse "inherente"
Peer comment(s):

neutral ormiston : so kind of 'earmarked for development' ? I don't think an apartment can be compulsorily turned into a 'right of way'
3 hrs
Obviamente, es lo q expliqué. Si es el "edificio" podría ser "right of way", si es el depto. significaría alguna otra cosa (bien de familia, segunda hipoteca, etc)
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4 KudoZ points awarded for this answer. Comment: "Gracias Patri. Me parece la explicación más probable. Un saludo, Richard."
32 mins

finicalness

The only idea I can come up with why the buyer does not want to buy your friend's property is that the building itself is too finicky, and due to this, buyers are having second thoughts which was made to suit your friend's taste and not theirs.

http://www.spanishdict.com/translate/afectacion
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3 hrs

encumbrance

Parce ser que la finca está afectada por un gravamen.

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Note added at 4 hrs (2010-01-31 12:17:56 GMT)
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Woops, I should have said "Parece ser ..."
Peer comment(s):

neutral Natalia Pedrosa (X) : I think it has to do with the physical state of the building, not the financial one.
51 mins
Lo interpreté así por lo de que los interesados no podían conseguir el préstamo hipotecario para adquirir la propiedad, pero puede ser, Natalia. ¡Saludos!
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6 hrs

defect (in building structure)

it's a real shot in the dark but it could just be that the buildingis affected by mould or some other health-threatening 'disease'.

Sick Building Debate: Mould is not (or almost never) the cause
File Format: PDF/Adobe Acrobat - Quick View
by AI Terr - Cited by 1 - Related articles
Definition: Illness in occupants of building, because of a defect in building structure or because of its use. • Disease: - acute or chronic ...
www.aspergillus.org.uk/education/AAATerr.pdf - Similar

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Note added at 6 hrs (2010-01-31 14:31:56 GMT)
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actually it does seem to imply some sort of structural damage/ infringement, vis this (I googled 'afectacion en un piso'!)

Hola, no se si podras responder a mi pregunta. Estoy planteando comprar un piso en Barcelona que tiene una afectación desde hace mucho tiempo (tipica afectacion urbanistica, el edificio no respeta la linea de cera que se trazo posteriormente a su construcción). Quisiera saber en que condiciones puede darme el banco la hipoteca y en caso de que el ayuntamiento lleve a cabo la afectacion y habiendo comprado el piso sabiendo ya que estaba afectado a que tipo de compensación tendría derecho. Gracias.
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