Jeszcze inna propozycja

http://www.federalreserve.gov/newsevents/press/bcreg/2008111...

"Working with mortgage borrowers
The agencies expect banking organizations to work with existing borrowers to avoid preventable foreclosures, which can be costly to both the organizations and to the communities they serve, and to mitigate other potential mortgage-related losses. To this end, banking organizations need to ensure that their mortgage servicing operations are sufficiently funded and staffed to work with borrowers while implementing effective risk-mitigation measures."

https://www.knf.gov.pl/en/Images/Resolution_385_2008_tcm81-2...

"General Information
§ 1. With regard to objectives and rules of managing various types of risk the bank shall
publish the following information:
1) strategies and processes of managing various risk types;
2) the structure and organization of a management unit responsible for a particular risk type
or other relevant organizational arrangements;
3) the scope and type of reporting systems and risk measurement systems;
4) policy principles on security and risk mitigation measures, as well as strategies and
processes that monitor the effectiveness of these measures."

http://www.forbes.com/sites/mindylubber/2012/08/02/the-froze...

"Drilling risk management: In its most recent filing, Shell discussed the board of directors’ responsibility for risk management and a “global helpline” for employees and contractors to report ethical and compliance concerns. These practices fall far short of “embedding a risk culture throughout the organization, adopting best practice standards and implementing practical risk mitigation measures…[and] transferring risks as a key part of the strategy,” all of which the Lloyd’s report recommends."